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Chris Landers
Chief Mortgage Officer

Complicated mortgages made simple.

Perhaps the key element of our lending arm is local decision making.

Those who approve loans have a deep understanding of the Lowcountry real estate landscape. We take tremendous pride in handling many mortgages options for both first-time homebuyers and seasoned real estate investors. We pride ourselves on handing the most complicated mortgages with exemplary service.

First and Second Mortgages

We specialize in complex mortgages. Using creativity and our thorough understanding of real estate, we can tailor a loan to match your specific needs, for up to $6 million. Delivered with exceptional service.

Equity Lines of Credit

Choose from a number of excellent options that allow you to borrow funds on demand from the equity in your home with flexible payment options.

Equity Loans (second mortgage)

We are pleased to offer second mortgages, which allow you to fund large purchases, such as an automobile, all at once at a secure rate, payable in installment payments.

Additional mortgage services include:

  • Fixed rate mortgages from 10 – 40 years
  • Adjustable rate programs
  • Purchase price financing up to 100%
  • Bridge loans
  • Construction loans/Renovation loans
Online Banking
Convenient, Easy and Secure. The tools and services to manage your accounts online.
personal account login / view demo
commercial account login / view demo
credit card services / card service center

12-Month CD
People love money.
We love helping people earn it. 3.25% APY on a 12-Month CD

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